How to Activate Access Bank USSD Code – The Access Bank USSD code, *901#, is a fast, convenient, and reliable way to manage your banking needs without the need for an internet connection. With this service, you can check your account balance, transfer funds, pay bills, and perform other transactions directly from your mobile phone.
Activating this service as an Access Bank customer is simple and can be done in a few minutes.
Quick Facts About Access Bank USSD Code Activation
| Category | Details |
|---|---|
| USSD Code | *901# |
| Eligibility | Access Bank customers with registered phone numbers |
| Supported Mobile Networks | MTN, Glo, Airtel, and 9Mobile |
| Cost | Free to activate; transaction fees may apply |
| Availability | 24/7 |
Requirements for Activating Access Bank USSD Code
Before activating the Access Bank USSD code, ensure you have the following:
- A mobile phone with a SIM card registered to your Access Bank account.
- The last six digits of your Access Bank debit card (for verification purposes).
- A 4-digit PIN that you will use for transactions.
- Sufficient airtime for USSD session charges (if applicable).
Steps to Activate Access Bank USSD Code
Follow these steps to activate the USSD banking service:
Step 1: Dial the USSD Code
From your registered phone number, dial *901#.
Step 2: Select the Registration Option
You will see a menu with various options. Select “1” or the option for Register to proceed with activation.
Step 3: Enter Your Account Details
Provide your Access Bank account number when prompted.
Step 4: Verify Your Identity
You will be asked to input the last six digits of your Access Bank debit card. This step ensures the security of the registration process.
Step 5: Set Up Your Transaction PIN
Choose a secure 4-digit PIN that you will use for all USSD transactions. Re-enter the PIN to confirm.
Step 6: Complete Activation
Once your PIN is confirmed, you will receive a notification confirming that the USSD service has been activated.
Benefits of Access Bank USSD Banking
- Convenience: Perform transactions anytime, anywhere, without internet access.
- Security: Transactions are protected by your PIN.
- Accessibility: Works on all mobile phones, including non-smartphones.
- Time-Saving: No need to visit a bank or ATM for basic transactions.
Transactions You Can Perform with Access Bank USSD Code
| Transaction | USSD Command |
|---|---|
| Check Account Balance | *901*5# |
| Transfer Money | *901*Amount*Account Number# |
| Buy Airtime (Self) | *901*Amount# |
| Buy Airtime (Others) | *901*Amount*Phone Number# |
| Pay Bills | *901*3# |
| Open an Account | *901*0# |
| Disable Debit Card | *901*11# |
Troubleshooting Common Issues
1. I Don’t Receive a Response After Dialing *901#
- Ensure you are using the phone number registered with your Access Bank account.
- Check that you have sufficient airtime for USSD charges.
2. My Registration Fails After Entering My Account Number
- Double-check your account number for accuracy.
- Ensure your SIM card is active and linked to your Access Bank account.
3. I Forgot My USSD PIN
- Dial *901#, select “Forgot PIN,” and follow the prompts to reset it. You may need your debit card details for verification.
How to Deactivate USSD Banking
If you no longer wish to use USSD banking, you can deactivate the service by contacting Access Bank customer care or visiting a branch.
Conclusion
Activating the Access Bank USSD code (*901#) is a simple and efficient way to manage your banking needs. Whether you’re checking your balance, transferring funds, or paying bills, this service ensures seamless and secure transactions anytime, anywhere. If you encounter any challenges during activation, don’t hesitate to reach out to Access Bank customer care for assistance.
Frequently Asked Questions
1. Is there a charge for activating the Access Bank USSD code?
No, activation is free. However, standard USSD session charges may apply, depending on your mobile network provider.
2. Can I activate the USSD code without a debit card?
No, you need the last six digits of your debit card for identity verification during activation.
3. What happens if I lose my phone?
Immediately contact Access Bank customer care to disable USSD access. You can reactivate the service on a new phone number later.
4. Is USSD banking secure?
Yes, transactions are protected by your unique 4-digit PIN. Never share your PIN with anyone.
5. Can I use the USSD code on multiple phone numbers?
No, the USSD code can only be activated on the phone number registered with your Access Bank account.

