GTBank *737# Code List – GTB’s *737# service is a revolutionary tool that has redefined the concept of mobile banking in Nigeria. This innovative USSD-based platform allows customers to perform a wide range of banking transactions without the need for internet connectivity. Whether you’re looking to open an account, transfer funds, pay bills, or even request a loan, GTBank *737# makes it all possible with just a few simple codes.
In this extensive guide, we’ll cover everything you need to know about GTBank *737#, including how to use it, its benefits, frequently asked questions, and troubleshooting tips.
Quick Reference Table: GTBank *737# Codes
| Service | USSD Code |
|---|---|
| Open an Account | *737*0# |
| Reactivate Account | *737*11# |
| Transfer to GTBank Account | *737*1*Amount*NUBAN# |
| Transfer to Other Banks | *737*2*Amount*NUBAN# |
| Airtime for Self | *737*Amount# |
| Airtime for Others | *737*Amount*Recipient’s Number# |
| Check Account Balance | *737*6*1# |
| Cardless Withdrawals | *737*3*Amount# |
| Pay Electricity Bills | *737*5*0*Amount*Disco Code# |
| Cable TV Subscription | *737*3*7*Amount*Decoder Number# |
| Request for Loans | *737*5*1*Amount*Tenor# |
| Retrieve BVN or Account No. | *737*6# |
| Standing Instructions | *737*5*2*Amount*26# |
What is GTBank *737#?
The *737# service is a USSD-based mobile banking platform introduced by GTBank to provide easy access to banking services. It was specifically designed for convenience, ensuring that even customers without smartphones or internet access can manage their finances effectively.
The service is compatible with all mobile phone types and supports all major telecom providers in Nigeria, including MTN, Airtel, Glo, and 9mobile. With its intuitive design, customers can complete transactions in less than 30 seconds.
Benefits of Using GTBank *737#
- Convenience: Accessible from any location, anytime.
- Cost-Effective: No need for internet connectivity; a minimal airtime charge applies.
- Fast Transactions: Most operations are completed instantly.
- User-Friendly: Easy-to-remember codes and clear prompts.
- Secure: Protected with a unique PIN and transaction limits.
- Wide Range of Services: From account opening to bill payments, loans, and airtime top-ups.
Detailed Overview of GTBank *737# Services
1. Opening a New Account
Gone are the days of standing in long queues to open a bank account. With GTBank *737#, you can set up a functional account in minutes.
How to Open an Account
- Dial
*737*0#on your mobile phone. - Enter your first and last name.
- Provide other requested details, such as date of birth and preferred account type.
- Your new GTBank account number (NUBAN) will be sent to you via SMS.
Features of the New Account
- Maximum Account Balance: ₦100,000 for unverified accounts.
- Verification Requirement: To increase your account balance limit, visit a GTBank branch with valid identification and proof of address.
- Free Transactions: No maintenance fees for basic transactions.
2. Reactivating a Dormant Account
If your GTBank account has been inactive for a long period, reactivating it through *737# is a straightforward process.
Steps to Reactivate Your Account
- Dial
*737*11#. - Enter your Bank Verification Number (BVN).
- Confirm your details and proceed with a transaction to fully reactivate the account.
Benefits of Reactivating
- Restores access to all GTBank services.
- Prevents the account from being permanently closed.
- Avoids the need for lengthy reactivation processes at a bank branch.
3. Transferring Funds
With *737#, you can transfer money to both GTBank accounts and accounts in other Nigerian banks with ease.
To Transfer to a GTBank Account
- Dial
*737*1*Amount*NUBAN Account Number#. - Verify the recipient’s name.
- Complete the transfer by entering your *737# PIN or token code.
To Transfer to Other Banks
- Dial
*737*2*Amount*NUBAN Account Number#. - Confirm the recipient’s details.
- Authenticate the transaction using the last four digits of your debit card or your PIN.
Daily Transfer Limits
- Registered Users: Up to ₦1,000,000 per day.
- Unregistered Users: Limited to ₦20,000 per transaction.
4. Airtime and Data Purchases
Avoid running out of airtime or data by using *737# to recharge your line or buy for others.
Self-Recharge
- Dial
*737*Amount#.
Recharge for Others
- Dial
*737*Amount*Recipient’s Number#.
Data Purchase
- Dial
*737*4#and select your preferred data bundle.
This service supports all major telecom networks, ensuring you stay connected at all times.
5. Checking Account Details
Keeping track of your finances is crucial, and GTBank *737# makes it simple.
Check Account Balance
- Dial
*737*6*1#. - Your balance will be displayed on your screen and sent via SMS.
Retrieve Account Number
- Dial
*737*6#and follow the prompts to retrieve your NUBAN account number or BVN.
6. Paying Bills
GTBank *737# supports bill payments for utilities, cable TV, and more.
Electricity Bill Payment
- Dial
*737*50*Amount*Disco Code#. - Enter your meter number to complete the transaction.
Cable TV Subscriptions
- Dial
*737*37*Amount*Decoder Number#to pay for DSTV, GOTV, or StarTimes.
Supported Merchants
- Electricity providers (e.g., Eko, Ikeja, and PHED).
- Cable TV providers.
- Insurance companies.
7. Cardless Withdrawals
You can withdraw cash from ATMs without your debit card using *737#.
How to Use Cardless Withdrawals
- Dial
*737*3*Amount#. - Generate a secure code.
- Visit any GTBank ATM, select “Cardless Withdrawal,” and input the code.
8. Loan Applications
GTBank *737# offers quick access to loans, including salary advances and personal loans.
Requesting a Loan
- Dial
*737*51*Amount*Tenor#. - Confirm your eligibility and accept the loan terms.
Loan Features
- Competitive interest rates.
- Flexible repayment periods.
- Instant disbursement into your account.
Advanced Features
1. Salary Advance
Access up to 50% of your monthly salary for emergencies by dialing *737*8*2#.
2. Standing Instructions
Set up recurring transfers or savings plans with *737*52*Amount*26#.
3. OTP Generation
Generate a one-time password (OTP) for secure online transactions using *737*7#.
4. Loan Balance Inquiry
Keep track of your outstanding loan balance by dialing *737*6*2#.
Common Issues and Solutions
Failed Transactions
- Cause: Poor network or insufficient funds.
- Solution: Check your account balance and retry. For persistent issues, contact GTBank customer care.
PIN Reset
- Dial
*737*5#to reset your PIN if you forget it.
Block Your Account
- Dial
*737*51*10#to block your account in case of suspicious activity.
Conclusion
GTBank’s *737# service has transformed the way customers interact with their bank accounts. From opening accounts to paying bills and requesting loans, it provides a one-stop solution for financial needs. Its simplicity, speed, and accessibility make it an indispensable tool for modern banking.
Whether you’re a tech-savvy individual or someone without internet access, GTBank *737# bridges the gap and ensures financial inclusion for all.
FAQs
*What is GTBank 737# used for?
GTBank *737# is a USSD service that allows customers to perform various banking transactions, including transfers, airtime purchases, bill payments, and more.
*Is GTBank 737# secure?
Yes, the service is secured with a unique PIN, ensuring that only authorized users can complete transactions.
*How can I reset my 737# PIN?
Dial *737*5# to reset your PIN.
What is the daily transaction limit?
Registered users can transfer up to ₦1,000,000 daily, while unregistered users have a limit of ₦20,000 per transaction.
*Can I use 737# on any mobile network?
Yes, GTBank *737# works with all major telecom providers in Nigeria.
